DIAMOND COVERAGE

EXCLUSIONS--WHAT THIS CONTRACT DOES NOT COVER

A.  This Contract provides no benefits or coverage and We have no obligation under this Contract for:

1. A Breakdown caused by lack of customary, proper or Vehicle Manufacturer's specified maintenance.
2. A Breakdown caused by contamination or lack of proper fuels, fluids, coolants or lubricants, including a Breakdown caused by failure to replace seals or gaskets in a timely manner.
3. A Breakdown caused by towing a trailer, another vehicle or any other object unless Your Vehicle is equipped for this use as recommended by the Vehicle Manufacturer. 
4. Repair of any parts in connection with a Covered Repair when those parts are not necessary for the completion of the Covered Repair or were not damaged by the failure of a Covered Part.  Such repair or replacement is an improvement to Your Vehicle and is not covered by this Contract.
5. Pre-existing damage or a Breakdown that occurred before Your purchase of this Contract, either of which would have been obvious and apparent if that component was inspected at time of purchase.
6.  A Breakdown caused by involving modifications or additions to Your Vehicle unless those modifications or additions were performed by the Vehicle Manufacturer.
7. A Breakdown caused by off-roading, misuse, abuse, racing or any form of completion.
8. Any cost covered by a repair facility's or part supplier's guarantee, or any cost which would normally be covered by a Vehicle Manufacturer's warranty or a dealer warranty required under state law, whether or not such warranty is in force respecting Your Vehicle.
9. Costs or other damages caused by the failure of a part listed in this Contract as an excluded part.
10. Damage to the Vehicle caused by continued Vehicle operation after the Breakdown of a Covered Part.
11. Any liability, costs or damages You incur may incur to any third parties, other than for Covered Parts.
12.  A Breakdown caused by overheating, rust or corrosion.
13.  A Breakdown caused by collision, fire, electrical fire or meltdown, theft, freezing, vandalism, riot, explosion, lightning, earthquake, windstorm, hail, water, flood, acts of public enemy or any government authority or for any hazard insurable under standard physical damage insurance policies whether or not such insurance is in force respecting Your Vehicle.
14.  A Breakdown not occurring in the United States or Canada.
15. Loss of use, loss of time, lost profits or savings, inconvenience, commercial loss, or other incidental or consequential damages or loss that results form a Breakdown.
16.  Liability for damage to property, or for injury to or death of any person arising out of the operation, maintenance or use of Your Vehicle whether or not related to a Breakdown.
17. Any cost or other benefit for which the Vehicle Manufacturer has announced its responsibility through any means including public recalls or factory service bulletins.
18. Any part not covered or excluded by the original Vehicle Manufacturer's warranty.
19. Loss of compression through gradual failure of rings and valves.
20.  A gradual reduction in performance capability due to day-to-day routine operation.
21.  The maintenance services and parts described in paragraph 1 under "Your Obligations" or in the Vehicle Manufacturer's maintenance schedule for Your Vehicle.
22.  Other normal maintenance services and parts, including, without limitation, engine tune-up, spark plugs, ignition wires, distributor cap and rotor, carburetor, batteries, filters, lubricants, or fluids, air conditioning refrigerant or engine coolant (except when such lubricants, fluids, refrigerant or coolant must be replaced as part of the repair or replacement of a Covered Part), all hoses and belts that are not specifically listed under "Covered Parts," wiper blades, brake pads and shoes, brake rotors and drums, suspension alignment, tires, wheel balancing, shock absorbers, exhaust system (except exhaust manifold), friction clutch disc and pressure plate, and clutch throw out bearing.
23.  Glass, glass framework and fastening adhesives, sealed beam headlamps, light bulbs, lenses, trim, moldings, bright metal, upholstery and carpet, paint, sheet metal, body panels, structural framework and structural welds.
24. Aftermarket accessorized or non-original equipment, components and systems not installed by the Vehicle Manufacturer, including, without limitation, anti-theft systems, radio/speaker equipment, telephones, cruise control and sunroof.
25. GPS navigation systems and TV/Video/Entertainment systems.
26.  Damage to a Covered Part caused by a part that is not a Covered Part.
27.  Repairs performed without Our prior authorization.
28. Catalytic converter.

B.  In addition, this Contract provides no benefits or coverage and We have no obligation under this Contract if:

1. The Vehicle odometer fails, of for any reason does not record the actual mileage of Your Vehicle after purchase date, and You do not  have it repaired and the mileage certified within thirty (30) days of failure date.
2.  Your Vehicle is used for business, deliveries, construction, or commercial hauling (unless Business Use coverage is purchased), or as a postal vehicle, taxi, police car or other emergency vehicle.
3.  You rent Your Vehicle to someone else.
4.  Your Vehicle is equipped with a snow plow or used to plow snow.
5. You are using or have used Your Vehicle in a manner that is not recommended by the Vehicle Manufacturer.
6.  Your Vehicle is modified for the Vehicle Manufacturer's original specifications.
7.  Your Vehicle is equipped to use fuel other than gasoline or diesel.